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Key Expert

Viktor
Tkatsenko

Key Expert — Anti-Money Laundering · AML Certification Centre

Head of AML & Security Department. Former investigator at Estonian Tax & Customs Board. MLRO, CAMS, MBA. 15 years in financial crime.

CAMS MLRO MBA University of Tartu Tallinn, Estonia
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About

Viktor Tkatsenko is a Key Expert at AML Certification Centre and Head of AML & Security Department, where he has served as MLRO since May 2021. He brings over 15 years of hands-on experience in financial crime compliance, combining a background as a former investigator at the Estonian Tax & Customs Board with deep operational expertise in bank-side AML controls.

Prior to his current role, Viktor worked as a KYC Project Manager at SEB Eesti and as an AML Consultant at DAOWallet, building cross-sector expertise spanning traditional banking, crypto-asset compliance, and regulatory investigation. He holds a CAMS certification from ACAMS, an MBA from the University of Tartu, and an earlier degree in Entrepreneurship and Project Management — also from the University of Tartu.

Notable Contributions

MLRO — Serving as Money Laundering Reporting Officer and Head of AML & Security Department since May 2021, overseeing the full AML/CTF framework, internal controls, and regulatory reporting for the Estonian branch of the Latvia-headquartered bank.
Former investigator, Estonian Tax & Customs Board — Accumulated frontline financial crime investigation experience within one of Estonia’s primary law enforcement and revenue authorities, building the investigative foundations that now underpin his teaching at AML Certification Centre.
Crypto AML advisory — DAOWallet — Served as AML Consultant (part-time, Jun 2020–Jan 2021) for a crypto-asset service provider, developing practical compliance frameworks at an early stage of the VASP regulatory landscape in the EU.
Open lecture at TalTech, Tallinn — Co-delivered “Dirty Money, Digital Platforms & the Law: An Inside Look at Financial Crime” with Andrei Sribny, CEO of AML Certification Centre, to students of Tallinn University of Technology.
AML Frontline Chronicles — Featured in the AML Certification Centre interview series, sharing practitioner insights on bank-side AML operations, the MLRO function, and transaction monitoring in the Baltic context.

Courses I Teach

Certified AML Senior Specialist (CASS) — Contributes modules on the MLRO function, bank-side transaction monitoring, and SAR escalation workflows drawn from operational practice.
AML Foundations — Banking & Financial Institutions — Teaches CDD/EDD controls, alert-to-SAR pathways, and risk-based compliance approaches for banking sector professionals.
Role
Head of AML & Security Department · MLRO
May 2021 — present
AML Certifications
CAMS Certified AML Specialist — ACAMS
MLRO Money Laundering Reporting Officer
MBA University of Tartu · 2019
Issued by AML Certification Centre
Expertise
AML / CTFMLRO FunctionKYC / CDDTransaction MonitoringCrypto AMLBank ComplianceSAR Reporting
Activity

Talks, Events & Interviews

Confirmed public appearances and content contributions by Viktor.

Interview · AML Frontline Chronicles
AML Frontline Chronicles — Viktor Tkatsenko
MLRO function · Transaction monitoring · Baltic AML landscape
Event · Naivasha
AML Foundations — Naivasha Event
Add event link when confirmed
Lecture · 2025
Open Lecture — TalTech, Tallinn
Dirty Money, Digital Platforms & the Law · with Andrei Sribny
Your Instructors

We Are a Team of Experts

150+ years of combined FinCrime experience across regulatory bodies, law enforcement, and financial institutions.
Merit Leib
Merit Leib
Leading Expert

Revealed the Danske Bank money laundering scheme. 15 years of experience in FinCrime.
GD
Geert Delrue
Key Expert

Former detective at Belgian Federal Police. Author of numerous books on AML. 40 years of experience in FinCrime.
IK
Igoris Krzeckovskis
Key Expert

Ex-Head of FIU Lithuania. UNODC and European Commission expert on FinCrime and asset recovery. 32 years of experience.
Viktor Tkatsenko
Viktor Tkatsenko
Key Expert

Former investigator at Estonian Tax & Customs Board. 15 years of experience in FinCrime.
Graeme Hampton
Graeme Hampton
Key Expert

Co-Chair of International Association for Trusted Blockchain Applications. Renowned expert in the European crypto field. 10 years of experience in FinCrime.
RL
Roman Laidinen
Key Contributor

Highly experienced head of internal audit in major Estonian state-owned enterprises. CIA-qualified.

View Full Team