Why does the service matter?
A retail account, a private-banking relationship and a correspondent service create different opportunities for misuse.
AML Foundations · Banking
AML Foundations.Banking pathway
Understand the AML risks behind customer relationships, banking services and the movement of funds. Build your core knowledge, then apply it to the banking sector.
For newcomers, industry switchers and teams building a shared AML baseline.
Online · Self-paced · Industry track in English
€499Full pathway · One-time fee
Enrol in the pathwayContinue in the learning platform to enrol.
Not sure this is your level? Take the free AML check
Learning for your teamCore AML knowledge + Banking
Request a team quote- Core CPD hours
- 12AML Foundations included
- Industry CPD hours
- 4About 4 study hours
- Industry lessons
- 4Banking
- Self-paced learning
- OnlineStudy in English
Already have AML Foundations?
Add the industry track · €120 Complete the core before starting the track.Build the knowledge for your role
A stronger foundation for your work.
For people starting in banking, moving into AML or consolidating the knowledge they use in customer and payments operations.
- Customer onboarding and periodic review.
- Retail, corporate and private-banking operations.
- Payments, correspondent banking and junior AML roles.
What you will learn
- 01
Recognise how AML risk changes across retail, corporate, private and correspondent banking.
- 02
Identify patterns such as structuring, money mules and trade-based laundering.
- 03
Explain how customer due diligence, monitoring and escalation address banking risk.
The industry context
Understand what
changes the risk.
The sector lessons connect the AML framework to these questions about how the industry works.
What makes a pattern concerning?
Structuring, money-mule activity and trade-based laundering place account activity in a wider risk context.
Which controls respond to the risk?
Customer due diligence, ongoing monitoring and correspondent checks each answer a different part of the risk.
Topics you will encounter
- Retail deposits and payments
- Corporate ownership structures
- Private-banking relationships
- Correspondent banking
- Money mules and structuring
- Trade-based money laundering
Your learning pathway
Learn the core.
Understand your industry.
Build the AML knowledge first. Then explore the business model, risks and controls specific to banking.
How you study
Study online at your own pace. Complete the AML Foundations core, including knowledge checks, the Analyst’s Desk capstone and the core exam. Then study four industry lessons and take the separate track assessment.
02 · Banking
4 lessons · 4 CPD hours01Understanding the Banking Sector
What banks do, the main lines of banking and who each serves, and why banks are a prime target for money laundering.
02Banking Services & Where the Risk Lives
The different risk shape of retail, corporate and private banking, plus the heightened context of correspondent, payable-through and nested relationships.
03ML/TF Risks Specific to Banking
Why banking is central to placement, how money laundering and terrorist financing can look different in an account, and how structuring, money mules and trade-based laundering operate.
04How Banking Is Regulated & Controlled
The core controls used by banks, correspondent due diligence, fit-and-proper considerations, the three lines, and the supervisory context across the EU, United States and United Kingdom.
Complete AML Foundations to unlock the industry track.
Assessment & your learning record
Show what you have learned.
Complete each part of the pathway and keep a record of your achievement.
Core programme
12 CPD hours
AML FoundationsChapter knowledge checks, a capstone and a final examination with a 75% pass threshold.
Industry track
4 CPD hours
BankingFour lessons followed by a final assessment with a 70% pass threshold. Certificate issued on completion.
How the industry assessment works
The industry track ends with a multiple-choice assessment. The pass threshold is 70%, with three attempts available. Your progress, result and completion are recorded in the learning platform.
How the two awards fit together
AML Foundations awards 12 CPD hours. The industry track awards a further 4 CPD hours and its own completion certificate. Complete the core before starting the track.
How this fits with your employer’s training
The course teaches the common AML reasoning used across banking. Your bank’s policies, thresholds, products and escalation routes must still be taught by your institution.
Before your
final exam.
For the AML Foundations core examination. Review the exam instructions and retake conditions in your learning platform before starting.
- Independent work
- This is independent, closed-book work. No AI assistants, course materials, external references or help from another person.
- Confidential content
- Keep questions, scenarios and answers confidential. Do not copy, photograph, screenshot or share examination content.
- One timed sitting
- Plan for one timed sitting. Check the exam instructions for the time limit, permitted breaks and retake conditions.
AML Active
Keep learning. Keep the evidence.
Practical tools, live expert sessions and a record of your continuing development.
Optional membership, separate from your qualification. It never changes the status of a certificate you hold.
Explore membership- Tools for your work
Explore risk. Find original sources. Understand the pattern.
- Live learning and CPD
Learn and connect with an average of 150 professionals per session.
- A short course, each year
One included course credit.
Perspectives from AML Foundations learners.
These learners reviewed AML Foundations, the core programme included in this pathway.
98% satisfied
The share of satisfied or very satisfied AML Foundations end-of-course responses.
For your organisation
One AML baseline.
Relevant to your team.
Give your people the shared core and the industry context they need. Add training tailored to your policies, products and risks, with reporting on learning progress and completion.
Your next step
Build towards specialist responsibilities.
When your role calls for deeper AML analysis and senior specialist responsibilities, explore CASS, our practitioner certification.
Explore CASSOther industry tracks.
Compare your optionsFrequently asked questions
Find the details you need to plan your learning.
Choosing the programme
Do I need previous AML experience?
No. The full pathway includes AML Foundations. Complete the core programme first, then move into the four industry lessons. It also suits professionals moving into this sector who need its business and risk context.
What if I already have AML Foundations?
If you already own the core programme in your learning account, the industry track is €120. You must complete AML Foundations before you can begin the track. Sign in to the same account to see your enrolment option.
Does it cover correspondent banking?
Yes, at foundation level. It explains respondent relationships, payable-through and nested access, and why correspondent due diligence differs from ordinary customer due diligence.
Does it include trade finance?
It introduces the banking context and the core distinction between suspicious movement of funds and trade-based laundering. Specialist trade-finance investigation requires deeper role-specific training.
Is local banking law included?
The course uses the shared international AML framework and explains regulatory context across major markets. Your institution must layer its own national rules, policies and procedures on top.
Learning and assessment
How is the pathway delivered, and how long does it take?
Study online at your own pace. The core is listed at around 10 study hours, with approximately four further hours for the industry track. Allow additional time according to your revision and assessment needs. Complete the core before starting the track.
Which language is the industry track available in?
The industry track is taught in English. The included AML Foundations core is available in English and Spanish.
How are the core and industry track assessed?
The core includes chapter knowledge checks, the Analyst’s Desk capstone and a final examination. The four-lesson industry track has its own final assessment. Meet the requirements for each stage to receive its separate award.
See assessment requirementsHow many CPD hours and certificates will I receive?
The core AML Foundations programme awards 12 CPD hours. The industry track awards a further 4 CPD hours and its own completion certificate after you pass its assessment. These are separate awards.
Fees and access
What does lifetime access include?
Where lifetime access is offered, it covers the programme edition you purchased for as long as the Learning Platform operates. Future editions and regulatory refreshes are separate from that purchase. Necessary corrections remain included. The Learning Platform Terms explain access and updates.
Read the access termsWhat support is available while I study?
Contact us for help with your learning account, enrolment or questions about the programme. If you need an accessibility arrangement or have a question about using the platform for an exam, discuss it with us before enrolling.
Contact learner supportCan my employer pay or enrol a team?
Yes. Your employer can order seats for named learners in the learning platform and pay by invoice. For tailored learning or live sessions, talk to us first.
Order seats on invoiceBanking pathway
AML Foundations.
Build your foundation. Apply it to your industry.
€499Total programme fee
AML Foundations core and industry track included.
Complete the core before starting the track.
Create your learning account to continue to enrolment.
Banking pathway
AML Foundations.
Develop your team’s knowledge and judgement.
Learning for your team
Discuss participant numbers, access and your learning needs.
Request a team quotePlan learning around your team’s responsibilities.