Corporate AML/CTF Training for Fintech Companies
Before a Regulator Tests It
Fintech companies — including payment institutions, EMIs, PSPs, digital wallets, crypto exchanges, neobanks, and remittance providers — operate under EU AMLR, PSD2 and PSD3, MiCA, and the Travel Rule. Every product decision (onboarding, funding, cross-border transfer, custody) creates a real regulatory obligation. Our team programme trains compliance officers, MLROs, KYC teams, and transaction-monitoring analysts to make defensible decisions under regulator scrutiny — not just attend a session and collect a certificate.
Most Fintech Teams Have Training Records.
Few Can Prove Competence.
In most jurisdictions, under current legislation, fintech companies — payment institutions, electronic money institutions (EMIs), crypto-asset service providers, and lending platforms — are treated as obligated entities. This means they must implement internal AML controls, screen against sanctions, monitor transactions, and file SARs. Regulators (FCA, BaFin, Bank of Lithuania, MFSA, Bank of Italy, EBA) now expect training records and demonstrable AML competence — meaning your team can defend a decision under examination. The Bank of Lithuania fined Revolut Bank UAB €3.5 million in April 2025 for AML control failures — and enforcement across the rest of the EU is on the same trajectory.
Know Exactly Where Your Team Is Strong
and Where They Are Not
The Corporate Training Portal doesn't just track completion. It maps your team's applied competence across every core AML discipline — so you can see gaps before a regulator does. Other providers give you a pass/fail record. The AML Certification Centre gives compliance leaders a live competence map — by discipline, by person, by team — with per-participant assessment scores you can defend under examination.
Team Progress Overview
Completion rates, certification status, attention alerts — one screen, real time.
Cognitive Skill Profiling
Scores by topic and skill level: Application → Analysis → Evaluation.
One-Click Audit Exports
Training log, certification log, management summary — PDF, regulator-ready.
Gap Identification
Pinpoint exactly who needs development before a regulatory review surfaces it.
Progress tracking for managers and audit-ready records
Most providers deliver a spreadsheet of completion dates. The Corporate Portal shows what the team knows, what they don't, and where the operational risk sits — in real time. Data is presentable to the board or a regulator without reformatting anything. Filter by discipline (KYC, transaction monitoring, sanctions) or by team (onboarding, payments, MLRO office) and export the filtered view as a timestamped PDF.
Global certification with CPD hours included
Regulators don't ask whether your team completed training — they test whether your team can think. Cognitive skill profiling distinguishes teams that can follow procedures from teams that can make defensible judgment calls under ambiguity.
Lifetime access to course materials, LMS and the corporate portal
Training logs, certification logs, management summaries — all exportable as timestamped, branded PDFs formatted for regulatory examination.
Book a 30-Minute
AML Team Assessment Call
Book a 30-minute call with the AML Certification Centre team. In that call we walk through your current training set-up, the risk profile of your fintech products, and any open regulator items — then map training options to your team size, jurisdiction, and timeline. If you already run ACAMS or ICA training internally, we scope how to layer team-competence evidence and portal reporting on top, rather than replace what works.
- Walk you through the Corporate Training Portal live
- Show you a sample team capability report
- Map training options to your team size and jurisdiction
No commitment. No sales pitch.
Why AML Training Is Essential
for
Fintech Companies
Fintech companies — including payment platforms, EMIs, digital wallets, crypto services, and financial trading platforms — face increasing regulatory scrutiny across EU AMLR, PSD2 and PSD3, MiCA, the Travel Rule, and national AML/CFT laws. Training programmes for compliance officers and operations teams must be current, practical, and audit-ready.
Training at the AML Certification Centre helps fintech organizations:
- strengthen an internal culture of regulatory compliance;
- reduce the risk of financial crimes;
- improve the detection of suspicious transactions;
- ensure employees understand AML policies and procedures;
- demonstrate compliance with regulatory requirements during audits and inspections.
The training also helps fintech companies maintain the trust of financial partners, regulators, and customers, which is crucial in the financial services sector.
Industry expertise in AML
Our AML training maps the real financial crime risks fintech companies face — video-KYC and document-only onboarding, APP fraud and unauthorised push payments, cross-border transfers with incomplete beneficiary data, mule networks on instant SEPA rails, and stablecoin flows that straddle PSD2 and MiCA scope. Each risk maps to the specific control your team has to defend under a Bank of Lithuania or BaFin inspection — screening thresholds, SoF/SoW documentation, alert triage. Instructors work from typologies drawn from actual 2024-2025 EU enforcement, not textbook examples.
Compliance with International Standards
Our programmes reflect FATF Recommendations 10-22, the EU AMLR and the AMLA supervisory model, PSD2 with the PSD3/PSR update now in the pipeline, MiCA in force since 30 December 2024 (with the ESMA transitional period ended 1 July 2026), and FATF Recommendation 16 including the 2025 changes that broadened Travel Rule wording beyond wire transfers. Materials are refreshed each release cycle — we don't ship a 2023 slide deck for a 2026 audience. And where national transposition differs (Ireland vs Lithuania vs Malta), the deck cites the local guidance.
Audit-ready compliance documentation
Organisations receive an evidence pack — attendance records, training materials, per-participant assessment scores, and QR-verifiable certificates — formatted the way FCA supervisors, BaFin auditors, Bank of Lithuania inspectors, MFSA reviewers, and Bank of Italy examiners actually read documentation during on-site visits. The pack answers the questions inspectors ask first: who was trained, on what, to what depth, and can they defend a specific decision six months later. Exports carry a timestamp and hash, so authenticity holds up under scrutiny.
Practical training for teams from various departments
The programme runs role-based tracks — MLROs and Heads of Compliance work through examination-readiness and SAR chain-of-evidence, KYC teams practise CDD/EDD on real onboarding fact patterns, payment operations analysts run transaction-monitoring alert triage on typologies from the 2024-2025 Lithuanian and Estonian caseload, and product owners rehearse how a new feature (an FX corridor, a new custody offering, a promotional cashback loop) changes AML risk before launch. Nobody sits through generic slides. And the tracks connect — so a KYC decision from one exercise shows up in an analyst simulation later that day.
Training Formats at
AML Certification Centre
We offer three training formats tailored to fintech organisations and their compliance requirements — a structured session for baseline knowledge, an applied workshop for scenario judgement, and a custom programme for jurisdiction-specific and product-specific risk. All three run interactive, with instructor questioning built into the flow so you can see who is following and who is not. Pick one, combine two, or scope the third — the mix depends on where your team is on the maturity curve.
AML Training Sessions for Fintech Teams
Structured sessions covering AML/CTF requirements and their day-to-day application in fintech operations — pitched at the level of the room, not one-size-fits-all. Best used for annual refreshers, onboarding cohorts of new hires, or bringing a newly-formed compliance function to a common baseline before deeper workshops. Sessions run in English, and materials adapt to the specific jurisdiction your entity is authorised in.
- the fundamentals of AML/CTF regulation;
- a risk-based approach to regulatory compliance;
- customer due diligence (CDD/KYC);
- identification of beneficial owners;
- politically exposed persons (PEPs);
- sanctions screening;
- transaction monitoring and detection of suspicious activity;
- internal AML control mechanisms and reporting procedures.
AML Compliance Workshops for Fintech Teams
Applied workshops where analysts and monitoring specialists work through real fintech typologies — mule accounts on instant SEPA, structured cashout on prepaid cards, dormant account reactivation followed by high-velocity outbound, crypto on-ramp splitting to evade sanctions screening. Each scenario ends with a written SAR draft that instructors mark against FIU-usable standards. Useful for AML analysts, fraud teams, and transaction monitoring specialists preparing for FCA, BaFin, or Bank of Lithuania thematic reviews.
- analysis of suspicious transaction scenarios;
- identifying anti-money laundering (AML) indicators in fintech products;
- case studies based on real-world types of financial crimes;
- exercises in preparing reports on suspicious activity;
- simulations of decision-making in the area of regulatory compliance.
Custom AML Training Programs for Fintech Teams
Every fintech company carries its own compliance risk profile — a Lithuanian EMI serving cross-border remittance corridors, a Maltese CASP running an EMT product alongside spot trading, a UK PSP with an APP fraud reimbursement obligation, a Dutch neobank with a growing SME segment. Custom programmes map training modules to your actual products, jurisdictions, and existing policies, and can be scoped to include your latest MLRO report findings or open regulator remediation items.
- AML risks specific to fintech companies and digital payments;
- training aligned with internal AML policies and procedures;
- introductory AML training for new employees;
- in-depth training for compliance teams;
- briefings for executives.
Who Is This Training
Intended For?
AML Certification Centre programmes are built for fintech teams across compliance, operations, product, and executive layers. Content adapts to role, jurisdiction, and seniority — an MLRO in a Lithuanian EMI facing a Bank of Lithuania cycle needs different depth than a KYC analyst onboarding SME customers in a UK-authorised PI. Both matter; the training reflects it.
Compliance officers
Governance frameworks, regulatory engagement, programme maturity, and examination readiness.
AML analysts
Alert investigation, SAR drafting to FIU-usable standards, network detection across shared devices and beneficiaries, and case judgment in fintech contexts — video-onboarded customers, cross-border SEPA flows, crypto on-ramp/off-ramp transactions. Analysts leave able to defend a filed or a declined SAR.
KYC / customer acquisition teams
CDD and EDD in a video-KYC environment, PEP and adverse-media assessment (including the 2025 FATF broader R.16 wording), beneficial ownership across nominee and holding structures, and Source of Funds & Source of Wealth documentation good enough to survive a Bank of Lithuania spot check.
Payment operations teams
Transaction monitoring under instant SEPA and SWIFT gpi timings, red flag identification (mule networks, structuring, sanctions evasion via crypto on-ramps), and Travel Rule data completeness checks for wire transfers above the €1,000 cross-border threshold and for VASP-to-VASP crypto transfers.
Fraud and risk management specialists
Identifying AML red flags in fintech products (mule networks, structured cashout, APP fraud rings), suspicious pattern detection across shared devices and IPs, and risk-based decision-making at the intersection of fraud and financial-crime rules — including how the PSD3/PSR liability shift changes escalation timing.
Senior management and executives
AML governance under the AMLA supervisory model, personal accountability (in the UK, SMCR SMF17 for the MLRO), management information regulators expect (open alerts, SAR filing rates, escalation ageing), and how the board should read them. Includes briefings for CEOs and CROs who own the ultimate risk appetite.
Customer facing teams (1st line of defence)
Front-line staff who interact with customers daily — understanding red flags, escalation duties, and AML obligations at the point of contact.
Management board
Board-level AML accountability, governance obligations, tone from the top, and regulatory expectations for senior oversight — including how the AMLA supervisory model will change what a fintech board is expected to see, sign off, and challenge from 2026 onward.
Partners (counterparties)
Third parties, agents, referral partners, and BaaS clients requiring AML awareness as part of onboarding, due diligence, or contractual compliance — with training records that satisfy sponsor-bank and Bank-of-Lithuania third-party oversight expectations.
Key Topics Covered
in the Training
Our anti-money laundering training programmes for fintech companies typically include the following topics. The training also addresses financial crime risks that emerge as fintech products change — new payment corridors, embedded finance integrations, stablecoin custody, and the ongoing convergence of EMI and CASP regulatory perimeters under PSD3 and MiCA. Topics marked as key are usually the ones a regulator will focus on during an on-site examination.
Anti-money laundering training is relevant for a wide range of fintech companies — payment institutions and PSPs, electronic money institutions (EMIs), digital wallets, neobanks, financial trading platforms, crypto-asset service providers (CASPs) under MiCA (the ESMA transitional period ended 1 July 2026), and remittance / money service businesses. Curriculum is tailored to your regulatory environment and business model — a Lithuanian EMI dealing with a Bank of Lithuania inspection has a different agenda than a Maltese CASP preparing for MFSA authorisation, and both are different from a UK-authorised PI operating under PSR reimbursement rules.
Three Tiers for Every
Organisation Size
Individual learners can enrol directly. Institutional buyers access training through three corporate tiers that combine self-paced certification with expert-led application and team stress-testing — one provider covers the full arc, from onboarding-day baseline through mock inspection readiness. Most fintechs start at Tier 2 (Certification + Expert Training) — Tier 1 fits high-turnover teams needing scale, Tier 3 fits firms with an active regulatory item or a live remediation deadline.
Certification for Teams
Scalable certification for onboarding new hires, annual AML training, and establishing a consistent knowledge baseline across the team — including remote and hybrid staff who never step into a training room. Cohort dashboards show completion pace and assessment scores by discipline, so a Head of Compliance can spot the KYC analyst who is 40 % through the module three weeks before the deadline, not the day after.
- Course access for the full team
- All simulators & worked cases
- CPD-accredited certificates
- Completion tracking dashboard
- Audit-ready training logs
Certification + Expert Training
Everything in Tier 1 plus expert-led live sessions adapted to your specific business — products, risks, regulatory context, and jurisdiction. So a Maltese CASP running an EMT product gets MiCA/PSD2 boundary content, a Lithuanian EMI gets a Bank of Lithuania inspection-readiness pass, and a UK PSP gets a PSD3/PSR liability walk-through. Sessions are recorded and indexed by topic, so new joiners in month three can hit the exact segment they need.
- Everything in Tier 1
- Expert-led live sessions (online or onsite)
- Topics adapted to your sector & jurisdiction
- Post-session capability gap report
- Practical tools: templates, checklists
Enterprise Capability Programme
For large institutions, banks, and EMIs/PSPs with mature compliance functions — or those facing an active examination, a remediation letter, a licence review, or a post-merger integration. Programmes have been delivered ahead of Bank of Lithuania on-sites, BaFin follow-up reviews, and FCA VREQ responses.
- Everything in Tiers 1 & 2
- Onsite immersive workshops
- Mock regulatory inspection
- Crisis response simulation
- Led by former regulators & AML heads
Pricing
One-off training session from €3,295 for teams up to 50. Flex and corporate programmes — pricing depends on team size and selected format. Price on request.
Built for Enterprise Security Standards
The AML Certification Centre learning platform and Corporate Portal meet enterprise security and compliance standards out of the box — the same standards a regulated fintech applies to its own vendor onboarding. GDPR-native processing, SOC 2 Type 2 infrastructure, per-participant access control, MFA on management accounts, and regional deployment options for teams that require EU-resident data.
One System. Zero Admin Overhead.
All training bookings go through one system. Send your team a single link — they register, complete training, and receive a certificate automatically. That's all your admin needs to do. And when a regulator asks for an audit trail six months later, the portal still has the timestamped record — no email chains, no attachments, no separate LMS export.
Real-Time Visibility Into Team Capability
A live dashboard at portal.amlcertification.com — not a spreadsheet export. Pulls directly from the learning platform and updates continuously, so when an examiner walks in on a Wednesday morning the numbers on the screen are the numbers from Wednesday morning. Filter by team, role, jurisdiction, or discipline — and export the filtered view as a timestamped PDF the same regulator can verify by QR.
Team progress & completion tracking
One screen answers the question every Head of Compliance is asked at least monthly: where does my team stand right now? Filter by discipline, jurisdiction, or seniority — export the answer as a timestamped PDF an inspector can verify.
Cognitive skill profiling
Identifies not just knowledge gaps — but how your team thinks under pressure. Because when an FCA supervisor asks an analyst to defend a SAR filing decision, procedural knowledge alone is not enough; the assessment layer measures applied judgement.
One-click audit exports
Training log, certification log, management summary — timestamped, branded, regulator-ready. One click. No spreadsheet reformatting, no email trail, no waiting for a vendor export.
Automatic Certificates — QR-Verifiable
When attendance is marked for a registered participant, a certificate is issued the same day. Certificates carry a QR code that regulators and auditors verify independently — no email us, no wait. Each certificate lists the topics covered, attendance conditions, and assessment result, so an FCA or Bank of Lithuania inspector can read the full training scope without opening a separate document.
Automatic Issuance
Attendance marked → certificate issued the same day.
QR Verification
Regulators verify any certificate instantly via QR code.
Full Training Record
Topics covered, attendance conditions, assessment results.
Client Branding
Optionally add your company logo to issued certificates.
Up and Running in Three Steps
No complex onboarding. No IT integration. Send one link — your team registers, trains, and receives certificates automatically.
Send One Link
You receive a booking link for your training programme. Forward it to your team — nothing else needed from your side. No SSO integration, no LMS migration, no IT ticket. And the link scopes participants to your cohort, so your data stays inside your account.
Team Registers & Trains
Staff register, complete training, and are tracked automatically. Real-time progress visible in the Corporate Training Portal — by person, by team, by discipline. If someone stalls at 40 % on the transaction monitoring module, you see it that day, not at year-end when the audit letter lands.
Certificates Issued Automatically
Once attendance is confirmed, each participant receives a QR-verifiable certificate the same day. Audit documentation available in one click — training log, certification log, management summary, all timestamped, branded, and formatted the way FCA, BaFin, and Bank of Lithuania examiners actually read it. Add your company logo to the certificate on request.
We Are a Team of Experts
150+ years of combined FinCrime experience across FIUs, tax and customs boards, federal police, blockchain-industry associations, and law enforcement — including instructors who worked on the Danske Bank Estonian branch case, the Estonian Tax & Customs Board, FIU Lithuania, and Belgium Federal Police. Sessions are led by named practitioners, not anonymous course-writers.Merit Leib
Leading ExpertRevealed the Danske Bank money laundering scheme. 15 years of experience in FinCrime.
Viktor Tkatsenko
Key ExpertFormer investigator at Estonian Tax & Customs Board. 15 years of experience in FinCrime.
Graeme Hampton
Key ExpertCo-Chair of International Association for Trusted Blockchain Applications. Renowned expert in the European crypto field. 10 years of experience in FinCrime.
Igoris Krzeckovskis
Key ExpertEx-Head of FIU Lithuania. UNODC and European Commission expert on FinCrime and asset recovery. 32 years of experience.
Geert Delrue
Key ExpertFormer detective at Belgium Federal Police. Author of numerous books on AML. 40 years of experience in FinCrime.
What Clients Say About
Corporate AML Training
4.8/5 average rating · Based on post-session feedback from 1,095+ participants across 250+ corporate teams
“The portal alone was worth it. We finally had real-time visibility into who was trained and who wasn't — and when the regulator asked, we logged in and showed them. No scrambling.”
“Not generic compliance slides. The training was built around our product risks — instant payments, digital wallets, high-velocity transactions. That's the difference.”
“We onboarded 40 new compliance staff in one quarter. The link went out, everyone registered, and certificates came through automatically. Zero admin overhead.”
FAQs About the AML Training Program
for Fintech Companies
Everything you need to know about corporate AML/CTF training for fintech companies.
Order Corporate Anti-Money Laundering Training
for Your
Fintech Team
If your organisation operates in the fintech sector — a payment institution, EMI, PSP, digital wallet, neobank, or CASP under MiCA — and needs to train employees on anti-money laundering and counter-terrorist financing, our experts scope a programme around your products, jurisdictions, and open regulator items. When the Bank of Lithuania fined Revolut Bank UAB €3.5 million in April 2025, the finding wasn't a missing policy — it was how controls worked in practice. That's the tempo you're training against, and the reason evidence-based competence beats attendance-only training.
Contact the AML Certification Centre to discuss your training needs and schedule corporate anti-money laundering training.
Send Request
Tell us your team size, jurisdiction, and training needs.
Book a Demo
See a live training session and the Corporate Training Portal.
